A. J. R. Jupit, N. A. A. . Zamlan, and A. I. . Nordin, “Evaluating the Sabah Pay Mobile Application (e-Wallet) using the Technology Acceptance Model”, J. Adv. Res. Appl. Sci. Eng. Tech., vol. 53, no. 1, pp. 86–101, Oct. 2024.