A Recent Systematic Review of Zakat Digitalization: Efficiency and Challenges

Abstract

The digitalization of zakat, an integral concept in Islamic finance and social welfare, is rapidly gaining momentum worldwide as it has a significant impact, especially on the efficiency of the distribution and collection of zakat. This undoubtedly brings significant benefits to those in need, especially the asnaf. However, the use of technology in zakat also poses substantial challenges, particularly regarding concerns about insecure data security. This study aims to systematically examine and analyse current research on the efficiency and challenges of digital technology in zakat. The study reviews relevant literature indexed in the Scopus and Mendeley databases. As a result, two research themes were identified after a comprehensive analysis: the efficiency of digital technology on zakat and the challenges of digital technology on zakat. The findings of this study can serve as inspiration for other researchers, providing a solid foundation for further exploration and improvement of digital technology on zakat.